One of the biggest mistakes home buyers make is asking only one question:
“Can I afford the monthly payment?”
A better question is this:
“Can I afford this home on a normal month and a hard month?”
Stress-testing your budget before you buy helps you avoid becoming house-poor, overextended, or constantly anxious about money. It is one of the smartest things you can do before committing to a home, especially in a competitive market.




