The Federal Housing Finance Agency (FHFA) recently announced changes to Fannie Mae’s and Freddie Mac’s fee matrix.
Referred to as Loan Level Price Adjustments (LLPAs), they use a pricing matrix to determine your loan fees and interest rate based on your credit score, the loan-to-value ratio, occupancy (owner vs non-owner occupied homes), and most recently, your debt-to-income ratio.
Moving can be stressful for people, so just imagine how anxious it can make your pets. They can easily get stressed out when there's unexpected activity in their home or when they're introduced to a new environment. Here are some tips that should make the experience a bit calmer for your beloved pets.
If you are thinking about listing your home this fall, you might be concerned about showing it, and possibly having to move, over the holiday season. The holidays are already a busy time of year for most families, so you would be right to wonder if you are making a good decision by marketing your home between Thanksgiving and New Year’s Day.
